Building a Global Language System
How We Unified Credit Karma’s Voice and Empowered Designers to Scale It
Creating the voice, tone, and content design infrastructure behind Credit Karma’s next-generation product ecosystem
Structure & Narrative Flow
Context
Fragmented Voice, Fragmented Experience
Problem
Credit Karma had evolved from a single product into a suite of financial tools—each with its own tone, naming conventions, and communication style.
This fragmentation led to:
Confusing and inconsistent experiences across product verticals.
Content bottlenecks—writers couldn’t scale to meet design velocity.
Erosion of brand trust and user clarity.
Goal
Unify brand and product language under a single, scalable voice system that could be used by any designer or PM without central bottlenecks.
Research & Discovery: Listening to Language in the Wild
Actions
Conducted qualitative interviews and content audits across product teams.
Partnered with Brand and Research to identify emotional tone drivers (trust, optimism, empowerment).
Mapped how language patterns shifted between verticals (credit, banking, auto, tax).
Insight
Users responded best to clear, human, confidence-building language—yet the organization lacked the structure and systems to deliver it consistently.
Strategy: Designing the Language System
Solution
Architected a Voice & Tone System that codified how Credit Karma communicates across all touchpoints.
System components included:
Voice principles grounded in brand values (“Clear, Empowering, Human”).
Tone matrix for emotional modulation by context (e.g., “Financial crisis” vs. “Goal achievement”).
Naming conventions for products, features, and system components.
Content models and microcopy guidelines embedded in design system tools.
Inclusive language standards and accessibility guidelines.
Execution: Building the Infrastructure to Scale It
To make the system usable across teams, I led creation of an Internal Content Design System that integrated voice guidance directly into design workflows.
Key initiatives:
Built documentation within the design system library so designers could apply content patterns without needing a writer.
Developed and standardized notification and message frameworks.
Created content models, reusable components, and quick-reference tone guidance.
Partnered with Ops to create versioning, training sessions, and governance models.
Result
The system made every designer a language advocate—scaling human-centered writing across 9 product teams without central bottlenecks.
Outcomes: A Scalable, Human Voice
Quantitative Impact:
40% reduction in content-related design cycle time.
60% increase in consistency across verticals (measured by content audits).
Improved user trust and comprehension metrics in usability studies.
Qualitative Impact:
Designers and PMs adopted the system independently.
Brand and product now spoke with one voice—clear, inclusive, confident.
Became the foundation for conversational design and AI content evolution across products.
Reflection: From Craft to Culture
Key takeaway:
This wasn’t just about creating guidelines—it was about designing a shared language system that scaled human empathy.
The system turned writing into an organizational capability, not a department.